PushFi / RipeFunding

Privacy Policy

Last updated: September 2026

This Privacy Policy describes how PushFi and RipeFunding collect, use, share, and protect your information when you apply for business financing through our platform. By submitting an application, you agree to the practices described here and authorize the credit-report access described below.

Information We Collect

PushFi and RipeFunding (together, "we", "us", or "our") operate a business funding prequalification and loan orchestration platform. We collect information that you voluntarily provide when you apply for financing, including your name, address, date of birth, phone number, email address, Social Security Number (or partial SSN where required by a credit provider), business name and address, business entity details, revenue and income information, funding request details, and supporting documents you choose to upload. We also collect technical information such as device identifiers and usage data needed to provide and secure the service.

Credit Report Authorization

By submitting an application or signing the loan agreement, you authorize RipeFunding, PushFi, Forward Financing, and their respective partners, lenders, service providers, assignees, and designees to obtain consumer and/or business credit reports, including soft credit inquiries, for evaluating financing eligibility, presenting financing options, verifying information, and servicing or facilitating a funding request. The credit inquiries we initiate in connection with your application are soft inquiries that do not affect your credit score. A later lender may perform a separate inquiry under its own authorization. Your consent is captured with a timestamp, the authorization version in effect, and your application reference, and it remains active while your application is under review unless you withdraw it.

Data Sharing with Lenders and Financing Partners

To evaluate and present financing options, we share your application data, business information, and supporting documents with our lending partners and financing partners, including Forward Financing and other lenders to which your application is assigned or submitted, by assignment or designation. We do not sell your personal information. Sharing is limited to what is necessary to evaluate financing eligibility, present offers, verify information, and service or facilitate a funding request. Aggregate or de-identified data may be used for analytics and product improvement.

Use of Service Providers

We use trusted service providers to support credit reporting, identity verification, document processing, communications, and platform operations. These may include credit bureaus and soft-pull providers (such as iSoftPull and Acqualify), communication platforms (such as SalesMSG and email providers), document and automation services, and infrastructure providers. Service providers are given only the access needed to perform their function and are required to protect your information. API keys, webhook URLs, and credentials are stored as protected secrets and are never displayed in the application interface or included in exported documents.

Security Practices

We restrict access to personal and credit data to authorized administrators and underwriting users through role-based controls. Sensitive fields such as SSN, date of birth, and credit report links are protected and are not exposed in partner, agent, or client views unless explicitly authorized. We maintain an audit trail of application submissions, consent records, credit pull activity, offer publication, agreement status, status changes, and administrative actions. Credit pull activity occurs only after you provide affirmative consent. While no system is perfectly secure, we apply reasonable technical and organizational measures to protect your information.

Communication Consent

By providing your phone number and email, you consent to receive communications from us and our partners about your application, financing options, and next steps. These communications may include SMS, email, and in-app messages. Standard message and data rates may apply. You may opt out of marketing communications at any time and may still receive service-related messages required to process your application.

Your Choices

You may review or request correction of the information you submitted, ask to withdraw your application before funding, decline to provide optional documents, opt out of marketing communications, and request that we limit certain sharing where applicable. To exercise these choices, contact us using the information below. Withdrawal of credit authorization does not affect inquiries or reports already obtained under your prior consent.

Contact Information

If you have questions about this Privacy Policy or your personal information, contact us at: RipeFunding / PushFi Email: support@pushfi.com For privacy requests, please include your name, application reference (if available), and a brief description of your request.